Iceberg Home Services HVAC Contracts in Ontario
Toronto-area HVAC and rental operator with sustained BBB complaint patterns regarding contract clarity, billing after equipment removal, and buyout disputes.
Iceberg Home Services — also marketed as Iceberg Comfort — is a Toronto-area HVAC and rental operator with a sustained pattern of Better Business Bureau complaints regarding rental contract clarity, billing after equipment removal, and buyout disputes. The agreements cover furnaces, air conditioners, water heaters, and tankless systems.
If your Iceberg agreement was sold at the door, contains long-term commitments, or has produced unexpected billing or buyout demands, the 2018 amendments to Ontario's Consumer Protection Act may apply.
Also known as: Iceberg Comfort.
What These Contracts Typically Look Like
- Long terms — typically 10 years or more
- Total obligations several times the equipment's installed value
- Property registration on title common
- Agreements sometimes assigned to a separate finance company
- Buyout amounts disproportionate to the equipment
Complaints We Hear Most Often
- Confusing contract terms not clearly explained at signing
- Billing continuing after equipment was returned or removed
- Buyout figures that do not match what was discussed at the door
- Difficulty cancelling
- Lien on title discovered at refinance or sale
Which 2018 Amendments Are Likely to Apply
The 2018 amendments to Ontario's Consumer Protection Act identify several practices that can render an HVAC agreement unenforceable. The grounds we see most often in Iceberg Home Services cases are:
Unconscionable Pricing
Iceberg agreements often run several times the equipment's installed value.
Unsolicited Contact
Where the original sale was at the door, the agreement may be unenforceable under the amended Act.
Unfulfilled Maintenance
Maintenance commitments not delivered are an independent ground.
Only one of these grounds needs to apply for the agreement to be challenged successfully.
What to Do If You Have a Iceberg Home Services Agreement
- 1Stop direct correspondence with Iceberg or the finance company once you have agent representation.
- 2Locate every page of the agreement and any billing statements.
- 3Photograph the data plates on the installed equipment.
- 4Check your title for any registration.
- 5Book a free, confidential review.
Public Record
You do not have to take our word for any of this. The pattern is well documented in:
- Ontario Better Business Bureau profile and complaint logs for Iceberg Home Services

Find Out If Your Iceberg Home Services Agreement Is Enforceable
If your agreement is with Iceberg Home Services or a finance company that took it over, we can tell you whether it is likely enforceable in a single free conversation.